Micro Enterprise Development Through the Church

Micro Business Loans

Overview:

The Micro-Loan program was started in 1999 to boost the fledgling micro-enterprises of members of the Presbyterian Church in Uganda. The goal of the program is to develop responsibility and ability of member families to care for their own needs and contribute to those in need (Eph 4:28).

Over 150 loans have been granted. They average near $250 each. Recipients are repaying their loans to Revolving Funds, which are used to fund subsequent loans. Recipients report increased business activity that is profitable, assisting with family expenses such as medical and schooling of children, and their churches report increased tithes and offerings.

US churches, mostly Presbyterian Church in America, are funding this program. A Board in the US and a Regional Committee in Uganda, which is made up of church officers representing several churches, run it. All officers and representatives in both the US and Uganda are volunteers. Funds are transferred through the international Barclays Banking system of Great Britain. Reports are given to the US Board, and the Executive Secretary visits and examines the Ugandan operation and conducts training seminars on site at the recipient churches. Contributors are given a Ugandan family name to pray for.

Evangelical Presbyterian Church (PCA), Carbondale, IL is heavily involved in this mercy ministry through financial support and Board leadership. This loan program is our largest need, requiring from 20 thousand to 40 thousand dollars annually, at the current rate of project growth.

Example:

TentMaker Profile: James Yiga

James Yiga is the pastor of Nakitokolo Presbyterian Church in Uganda. There are about 100 members, only a few of whom are employed. The church also runs a day school for 280 children. Pastor James received a loan of $300 from TMP to boost the stock of his feed and seed store. In addition to providing an income for his family, this business has enabled him to set an example of responsibility for the congregation. In the photo to the left, James is weighing out some chicken feed for a customer.

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